1. Real Estate A proven passive income idea to build wealth that just works is investing in real estate. Between the record-low interest rates for loans that are out there today and the relatively discounted rates on real estate, investors can find good investment opportunities throughout the country without a significant amount of effort. Combined…
1. Bring in More Money Than You Spend Although many people will believe that this money saving tip belongs in the “duh” category, it is probably one of the most important on our list. No matter what your age might be, by consistently having a focus on spending less money than you make each month…
#1 Omega Healthcare Investors Inc (OHI) Dividend Yield: 8.0% If you are new to investing in dividend paying stocks, then Omega Healthcare Investors, Inc. is one of the great stocks available on the market. Featuring a dividend growth streak of 15 years and a forward P/E ratio of 9.6, the real estate investment trust is…
1. Make a Realistic Budget It doesn’t matter if you only have a part-time job or are working full time, one of the basic money management tips for young people is to make a realistic budget. Without taking a hard look at one’s bills, desired savings amount, and more, it is very easy for a…
Photo by David Pinkerton Our grandparents knew a lot about money. They survived the Great Depression and then financed concurrent wars against Nazi Germany and imperial Japan. Each generation since then has learned less about money than the generation before it. This has resulted in a truly embarrassing trade deficit, the runaway federal debt, and…
Since 1986, the cost of tuition at American colleges and universities has risen 498.41% — more than four times faster than the rate of inflation during that period (115.06%). The costs of obtaining a degree are escalating out of control and leaving many graduates with student loans which they are unable to repay. Much of…
On the surface, stock trading and investing in stocks appear to be similar activities. They both involve buying shares in publicly traded companies for the purpose of earning money. Hidden beneath the surface, however, are significant differences which can radically affect the value of your portfolio. Timeframes Stock traders tend to hold stocks for no…
The stock market is a marvel of information asymmetry. The total amount of information which can be known regarding any specific stock exceeds the storage capacity of the human brain, therefore any trader will always be operating with partial information. There are simply too many individual pieces of data which can affect a companies share…
Two types of people argue that gold is not an investment: people who love gold and people who hate gold. People who love gold are often referred to as “gold bugs”. Gold bugs argue that gold isn’t an investment, gold is money. To a real gold bug, “paper money” is little more than trash which…
Most investments can be categorized as either debt investments or equity investments. In an equity investment, you buy an asset and your profit is related to the performance of that asset. If you buy a taco stand, your profit is based upon the net revenue of the taco stand. If you buy a thousand shares…
The simplistic view of government regulation envisions idealistic regulators forcing regulation onto unwilling business. The reality though is that businesses often seek government regulation in order to gain unfair competitive advantages in the marketplace. Established Companies Established firms in an industry often seek regulation in order to discourage new competitors from entering the market. This…
The Service Employees International Union (SEIU) is engaged in a major campaign to increase membership by unionizing the employees of “fast food” restaurants. As part of this effort, it is providing staff, training, and funding for activists who are promoting an increase of the Federal Minimum Wage by either 50% or 100%. This increase would…